Accident Expense Protection (AEP)

Our Services

Accident Expense Protection (AEP)

Have you or someone you know ever been stranded after an accident? It’s a feeling of helplessness that no one should have to endure. With AEP, you’ll never have to feel that way again.

Here’s How It Works:

– Immediate Assistance: In the unfortunate event of an accident causing disabling damage, AEP ensures neither your drivers nor your company will be left stranded.
– Easy Claims Process: Simply provide proof of the disabling accident.
– Quick Access to Funds: Your driver will receive the necessary funds swiftly to reach their destination, be it home or the terminal.

Don’t let an already difficult situation become worse. Ensure peace of mind and confidence with AEP.

Why its important

Driver Well-being

Ensuring that a stranded truck driver is promptly returned home or back on the road in another truck is paramount for their well-being. Accidents can be traumatic experiences, and providing support to drivers in such situations helps alleviate stress and ensures they receive the care and rest they need to recover physically and emotionally.

Minimize Downtime

Time is money in the trucking industry. Every moment a truck driver is stranded translates to lost productivity and potential revenue for the company. Getting the driver home or back on the road swiftly minimizes downtime, allowing the company to maintain its operational efficiency and fulfill its commitments to clients.

Protect Reputation

A prompt response to stranded drivers reflects positively on the company's reputation. By demonstrating a commitment to the welfare of their employees, trucking companies build trust and credibility with both their workforce and clients. Conversely, leaving a driver stranded can tarnish the company's reputation and undermine confidence in its operations.

Retention and Morale

Taking care of drivers in times of need fosters loyalty and morale within the workforce. Drivers who feel supported and valued by their company are more likely to remain loyal and motivated, reducing turnover rates and associated costs. Conversely, neglecting stranded drivers can lead to dissatisfaction, resentment, and ultimately, higher turnover rates.

Legal Compliance

Trucking companies have legal obligations to ensure the safety and well-being of their drivers. Failing to promptly assist a stranded driver could result in legal liabilities, fines, or penalties. By promptly addressing the situation and providing necessary support, companies fulfill their duty of care obligations and mitigate potential legal risks.

Coverage

Local Assistance: Receive $350 for transportation if you’re stranded within 6 hours of your home or terminal, ensuring a quick and stress-free return.
Metro Area Support: If you’re outside a 6-hour radius in a metro area, get up to $575 to cover your journey back, providing peace of mind in bustling city environments.
Beyond the City Limits: For those stranded in remote locations, beyond a 6-hour distance and outside metro areas, we offer $895 to facilitate your safe return home.

Why Choose Accident Expense Protection?

How to Enroll

Add to Your Physical Damager Policy (where available)

AEP: Because every professional driver deserves a safe, timely, and free journey home.

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